Question 1

Are these calculators accurate enough for filing my ITR or planning investments?

Accepted Answer

Yes — every formula on this page is reviewed by qualified Chartered Accountants and uses the latest Finance Act rates, including FY 2025-26 slab changes and rebate limits under Section 87A. For indicative planning they're highly reliable, but for actual filing we recommend a CA review if your situation involves capital gains, business income, foreign assets, or carried-forward losses.

Question 2

Do you store or share the numbers I type into the calculators?

Accepted Answer

No. All calculations run entirely in your browser — no inputs are sent to our servers, logged, or shared. Once you close the tab, the numbers are gone. There's no account, no signup, and no tracking of the values you enter.

Question 3

Which tax regime should I choose — old or new?

Accepted Answer

It depends on your deductions. The new regime is the default in the ITR utility and works best for most salaried individuals with limited deductions. The old regime can win if your total deductions under Section 80C, 80D, 80E, 24(b), HRA exemption, and LTA exceed roughly ₹4–5 lakh a year. Use the income-tax calculator on this page to compare both regimes side by side with your actual numbers.

Question 4

How often are the formulas updated for new tax laws?

Accepted Answer

We update the formulas within a few working days of any change in tax slabs, surcharge rates, rebate limits, or indexation tables notified by the CBDT. The 'updated FY 25-26' label in the sidebar reflects the latest refresh. For major changes we publish a separate explainer on the blog.

Question 5

Can I use these calculators for capital gains, HRA, and home loans?

Accepted Answer

Yes — we have dedicated calculators for capital gains (STCG, LTCG with indexation for property, equity, and mutual funds), HRA exemption under Section 10(13A) for metro and non-metro cities, and EMI / home loan amortization. Each follows the same browser-only, CA-reviewed, no-signup pattern.

Question 6

What if my calculator result doesn't match the ITR utility?

Accepted Answer

Small differences of a few hundred rupees are common and usually come from rebate phasing (Section 87A), surcharge thresholds, or alternate minimum tax. Larger gaps typically mean one of your inputs (standard deduction, professional tax, Form 16 totals) is off. Reach out to us — we'll review your inputs for free and pinpoint the difference.

20 tax & finance calculators

Income Tax Calculator

Find the right calculator

Income Tax Calculator (Old vs New Regime)

TDS on Salary Calculator

GST Calculator

HRA Exemption Calculator

EMI Calculator

Capital Gains Calculator

SIP Returns Calculator

FD Returns Calculator

RD Returns Calculator

PPF Returns Calculator

Gratuity Calculator

Leave Encashment Calculator

ITR Refund Status Tracker

Section 54 / 54F Exemption Calculator

Stamp Duty + Registration Calculator

Rent Agreement Cost Calculator

Payroll / In-hand Salary Calculator

Home Loan Eligibility Calculator

NPS Returns Calculator

Advance Tax Calculator

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Questions about the calculators