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Estimate TDS deduction from your salary for FY 2025-26.
We'll instantly compare both tax regimes and show which saves you more.
Indicative result — final figures may differ based on specific facts.
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Indicative results — final figures may differ based on specific facts and recent amendments. Contact us for a tailored review.
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Step by step
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Detailed methodology
The exact formula, statutory references and edge-cases used to compute your result. Click any card to see the relevant sub-section of the Income Tax Act, 1961.
Employer estimates the employee's total income for the year, computes the tax under the chosen regime (new or old), and divides by 12 to arrive at monthly TDS. TDS is deducted each month before paying salary.
People who use TDS on Salary Calculator often find these helpful next.
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Want the math? See Detailed methodology further down this page.
What we assume
What TDS is, who deducts it, and how it relates to your final tax.
Section 192, standard deduction, rebate 87A, and cess.
Forms 12BB / 15G / 15H and how to declare lower estimated income.
Heads up. For situations involving international income, business income, or capital gains, always cross-check with a qualified Chartered Accountant before acting on these numbers.
Standard deduction of ₹75,000 (new) / ₹50,000 (old) is subtracted from salary. Employer must deduct TDS as per the regime declared by the employee via Form 12BB / declaration at the start of the year.
Employer does NOT deduct surcharge — only income tax. Surcharge is paid via self-assessment tax at ITR filing. Health & Education Cess of 4% is included in monthly TDS.
Employees earning below the basic exemption can submit a declaration to the employer for nil or lower TDS. Rent paid (with landlord PAN above ₹1L rent) and home loan interest certificates reduce taxable income for TDS computation.
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