Loading calculator…
ICAI Firm Reg No. 016835S+91 97033 11757
Calculate maturity amount and interest on fixed deposits.
Indicative result. Final figures may differ based on specific facts.
No result yet
Fill the form on the left and click Calculate to see your result.
Schedule a 15-minute consultation. We'll walk through your inputs and confirm the result.
Enter your inputs
Fill in the fields with your actual numbers. Sensible defaults are provided.
Click Calculate
The result is computed instantly using current rates and standard formulas.
Review the result
See the breakdown and any recommendations. Save or share via email if needed.
Talk to a CA
For personalized advice, schedule a 15-minute consultation with our team.
The exact formula, statutory references and edge-cases used to compute your result. Reviewed by CA Ankita Jainik Soni.
A = P × (1 + r/n)^(n×t), where P = principal, r = annual rate, n = compounding frequency per year (typically 4 for quarterly), t = years. Indian banks compound quarterly by default.
Cumulative FD: interest compounds and is paid at maturity along with principal. Non-cumulative FD: interest is paid out monthly, quarterly, half-yearly, or annually as chosen — only principal is returned at maturity.
TDS at 10% is deducted by the bank if FD interest exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year. Submit Form 15G / 15H if your total income is below the taxable limit to prevent TDS deduction.
Senior citizens (60+) get an additional 0.5% rate over the regular FD rate across most PSU and private banks. SCSS (Senior Citizen Savings Scheme) offers 8.2% with quarterly interest and 5-year lock-in — separate from regular FDs.
Still have questions?
Reach us by phone, WhatsApp, or send a quick message — we usually reply within a few hours.
Calculate maturity amount on Recurring Deposits.
Try itCalculate PPF maturity with yearly deposits and 15-year lock-in.
Try itEstimate the future value of your monthly SIP investment.
Try itEstimate NPS corpus, returns, and Section 80CCD(1B) tax benefit.
Try itSchedule a 15-minute consultation — we'll point you in the right direction.
Last updated: 21 June 2026 · Last reviewed by CA Ankita Jainik Soni · Indicative results only