Anonymized client stories

1. Salaried professional, Hyderabad

   Example 1

   ITR Filing — Salaried

   Situation

   A salaried individual with multiple Form 16s from a mid-year job change and rental income from a jointly-owned property.

   Challenge

   Reported a mismatch in TDS credit between Form 26AS and Form 16, plus unclaimed HRA exemption.

   Solution

   Reconciled AIS vs Form 26AS, filed revised returns, claimed eligible HRA exemption, and set up a tracking reminder for advance tax on rental income.

   Outcome

   Refund processed within the standard window, with full disclosure in the computation to avoid future notices.

2. NRI in UAE

   Example 2

   NRI ITR Filing & DTAA Planning

   Situation

   An NRI with Indian rental income, a savings account, and EPF withdrawal — unsure which ITR form applied.

   Challenge

   Determining residential status, claiming DTAA relief, and disclosing foreign assets in Schedule FA.

   Solution

   Mapped the client's residential status, computed DTAA relief using the UAE tax residency certificate, and filed ITR-2 with the correct Schedule FA disclosures.

   Outcome

   Filed within the due date with no further query from the department.

3. SMB client in Hyderabad (proprietorship)

   Example 3

   GST Registration & Monthly Returns

   Situation

   A growing services firm crossing the GST registration threshold for the first time.

   Challenge

   Choosing the right GSTIN structure (regular vs composition), aligning invoicing templates, and registering the existing workforce as required.

   Solution

   Filed the new GST registration application, set up a bookkeeping cadence, registered for GSTR-1 + GSTR-3B, and ran a pre-deadline dry run of the first return.

   Outcome

   GSTIN issued in the standard processing window; first quarterly return filed on time.

4. Pvt Ltd company, Bangalore

   Example 4

   Statutory Audit & Tax Audit

   Situation

   A 25-employee SaaS company with ESOP grants, multi-currency revenue, and inter-state GST.

   Challenge

   Reconciling books with the bank, RCM on overseas services, deferred tax on ESOPs, and tax audit under Section 44AB.

   Solution

   Built a fixed-asset and ESOP register, reconciled bank + vendor ledgers, filed the tax audit report, and aligned the GST annual return with the audited books.

   Outcome

   Audit completed within the statutory deadline, with management letter observations closed in the following quarter.

5. HUF in Kerala

   Example 5

   Capital Gains Planning

   Situation

   An HUF selling a residential property it had held for 12 years, with a second property already identified for reinvestment.

   Challenge

   Choosing between Section 54 exemption (new property) and Section 54EC (bonds), and getting the indexation chain right.

   Solution

   Modelled both routes with realistic timelines, prepared the Section 54 plan with the new property agreement, and coordinated with the buyer for correct TDS deduction.

   Outcome

   Sale completed with TDS correctly deducted, capital gains return filed, and the exemption plan executed within the statutory window.

All examples above are anonymized. Outcome descriptions are representative of the kind of work we do, not guarantees of results. Specific outcomes depend on the facts of each engagement.